So you finally have that beautiful piece of jewellery….it cost a bomb and is the love of your life. Now is the time to make sure you have a current valuation and that your insurance covers yours piece adequately.
1. Firstly, make sure that you have a valuation. The National Council of Jewellery Valuers (NCJV) is a good place to start http://www.ncjv.com.au/ Email: info@ncjv.com.au or you can ask your jeweller who they use.
2. Make sure you have all of your pieces listed/ described & photographed.
3. Keep all of your receipts.
4. Ensure that you have your valuations and diamond grading reports photocopied and in a safe place.
5. Call your insurance company – each one will have their own policy concerning jewellery. Please be aware that some contents policies may only pay out $1000.00 for a piece of jewellery.
• Ask your insurer if the policy will cover you for theft, loss or damage?
• Is your ring covered if it is lost outside your home?
• Does your policy cover you for domestic & international travel?
• Are items covered for full replacement cost?
• Can you get a cash settlement instead of replacement?
• Does the policy cover repairs?
• Is your jewellery covered in the event of a natural disaster e.g. flood/bushfire?
• If you have antique jewellery or unset stones please enquire as the policy may not cover them.
The JAA are currently working on a consumer brochure to educate people on their rights when making a jewellery claim, we will pass on that information as soon as it is available.
- 0 Comments
- Tags: Engagement, Insurance, JAA, NCJV, ring
 |
Cocktails anyone? Raise your right hand if you love cocktails at Christmas – is there a better time, its party season after all!
You’ve got your new cocktail dress a Bellini in your hand and wait – what’s that?……. the most stunning cocktail ring on your Right Hand. This must be the ‘girl power’ of the Naughties. This is the beautiful ring you get to choose for yourself! No waiting for this baby. Cocktail rings have taken off and in this new millennium they are known as the ‘Right Hand Ring’.
Apparently there is a saying that goes “The left hand is for thee, the right hand is for me,” So get yourself a ring to celebrate – what are we celebrating? Independence, happiness, empowerment, individuality – anything you like!
 |
So you’ve decided… you’ve found the one and no-one else will do! CONGRATULATIONS! This is a very exciting time in your life.
Now many couples will choose to buy a ring together but for those romantic souls who would like the proposal to be a surprise here are a few hints you might find helpful.
 |
Let’s face it, faking it can be great! We can fake tans, eyelashes, boobs, hair, fingernails resumes and smiles.
We can “fake it ‘til we make it”. We can fake laughter , tears and our age!. When it comes to jewellery fake can be fabulous, a ring for every finger, we can buy enough to go with every outfit… but what if, for that special piece, we don’t want a fake – we want the real thing. How can we be sure that we’re getting what we want?… a best friend not a worst nightmare.
 |
Working with many different people – designing their dream piece of jewellery – has amazed me at just how individual and exciting personal style can be. Beauty is expressed in a multitude of ways. In fine jewellery the design can be forever and fashions may fade quickly. People tend to design from their heart rather than what they see in the magazines.
"I don’t like standard beauty – there is no beauty without strangeness."
Karl Lagerfeld
 |
|
 |
|
|
|
 |
|
 |
|
 |
|
 |
|
 |
